Why Loyalty Programs and Discounts Matter

3. Cashback Apps

Apps that offer cashback on online and in-store purchases are incredibly popular:

Rakuten: Offers cashback from hundreds of online retailers. Simply shop through their portal, and a percentage of your spend is returned to your account.

Honey: This browser extension automatically finds and applies discount codes during online checkouts to save you money.

Ibotta: A mobile app offering cashback on grocery items, beverages, and personal care products. You can unlock deals and scan receipts for rewards.